My husband and I are self-employed. When he quit his job after 23 years to come work "for me", we had to purchase insurance on our own, without an employer subsidy. We pay almost $500/mo. in premiums for a $10,000 deductible plan, that has no preventive coverage included. We are basically gambling that we could afford $6,000/year, AND $10,000 deductible, AND the "20%" (more likely up to 40%, since the insurance companies get to decide what they think the service should cost, rather than pay according to that doctor or hospital's charges) more than that.
Well. we can't afford those things. But we can't afford more expensive insurance either.

I worked as an administrator for a small women's clinic for over 10 years, and it is more than clear to me that insurance companies are in the business of making money, NOT helping people pay for health care. A REAL Public Option would be something as simple to administer as "Medicare for All" or "Medicare = 5%" - and the people who are saying they want a public option? We want it for all of us!! Not just 2% of un-insurable people who can't afford it anyway!

If everybody's IN the pool, no-one drowns!!! Please, Mr. President and congress- get out the big kid panties and get it done right!! for AMERICA!!